Shaawins Credit Repair

Terms and Conditions

Terms and Conditions

Welcome to Shaawins Credit Repair. These Terms and Conditions outline the rules and regulations for using our services. By accessing or using our website or services, you agree to comply with these terms.

Definitions

  • “We,” “Us,” “Our” refers to Shaawins Credit Repair.
  • “You,” “Client” refers to the individual accessing our services.

Services Provided

Shaawins Credit Repair offers credit repair services, credit counseling, and related financial advisory support.

  • Our services include but are not limited to:
    • Reviewing credit reports for inaccuracies.
    • Disputing erroneous items with credit bureaus on your behalf.
    • Providing education and guidance to improve credit scores.
  • Results are not guaranteed as outcomes depend on your financial history and participation in the process.

Client Responsibilities

To ensure the effectiveness of our services, you agree to:

  • Provide accurate and complete information during registration and throughout the service.
  • Respond promptly to any requests for additional documentation.
  • Maintain ongoing financial responsibility, including timely payments on current debts.

Payment Terms

  • Initial Fees: A one-time setup fee is required upon enrollment.
  • Monthly Fees: Payment for services is billed on a monthly basis.
  • Refunds: Refunds may be considered on a case-by-case basis, subject to compliance with our policies and regulations.

Cancellation Policy

  • You may cancel our services at any time by notifying us in writing.
  • Cancellations will take effect immediately upon receipt, and no further billing will occur.

SMS and Communication Consent

By opting into SMS or other forms of communication, you agree to receive updates related to our services.

  • Reply STOP to opt-out of SMS communications.
  • Message and data rates may apply.
  • Your mobile information will not be shared with third parties for marketing purposes.

Disclaimer of Warranties

Shaawins Credit Repair Agency LLC provides services “as-is” without guarantees or warranties regarding the outcomes of credit repair efforts.

  • We are not responsible for the success or failure of disputes filed with credit bureaus.
  • Credit improvement depends on external factors, including your financial behavior.

Limitation of Liability

Shaawins Credit Repair Agency LLC shall not be held liable for any indirect, incidental, or consequential damages arising from:

  • Your use of our services.
  • Delays, inaccuracies, or inability to obtain the desired results.

Compliance with Laws

We operate in accordance with the Credit Repair Organizations Act (CROA) and other relevant laws and regulations.

  • We do not engage in deceptive practices.
  • Clients are encouraged to review all agreements and disclosures provided during enrollment.

Third Party Links

Our website may contain links to third-party websites or resources. We are not responsible for the accuracy or content of these external sites and recommend you review their policies before engaging.

Termination of Services

We reserve the right to terminate services at our discretion if:

  • You fail to comply with these terms.
  • Fraudulent or unethical activity is detected.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the state in which Shaawins Credit Repair Agency LLC operates.

Changes to Terms

Shaawins Credit Repair may revise these Terms and Conditions at any time. Any updates will be communicated via our website. Continued use of our services implies acceptance of the revised terms.

Contact Us

If you have any questions about this Privacy Policy or your personal information, please contact us:

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